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The insurance thread

Joined
9 May 2013
Messages
619
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Location
Cornwall
Country
Gramham Sykes Insurance
Fully Comp
All mods declared
Age - 32
Location - Helston, Cornwall
1 Year's NCB
3 Points
Premium - £1411.71

Only held my license a year so should be way cheaper next year when the likes of Sky etc will touch me with a barge pole.
 

Mycool

Joined
3 January 2014
Messages
103
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0
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16
Location
Gloucester
Country
Instagram
@S15_wot
Flux Direct
Fully comp
Modifications declared; Coilovers, FMIC, Wheels, Air filter, Stainless Exhaust,
28yrs old
Gloucester
0 NCB
3 Points
£1160
 
Joined
20 June 2014
Messages
227
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0
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0
Location
Merseyside
Country
Flux
Fully Comp
Mods declared (filter, wheels)
26 y/o
Wirral, Merseyside
4NCB
0 points
£680
 

drifter

Joined
4 April 2011
Messages
511
Reaction score
10
Points
18
Location
Norfolk
Country
A Plan

Fully Comp

Mods declared (loads, 500bhp)

37 y/o

Norfolk

Max NCB

£415
 
Joined
25 March 2014
Messages
63
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Location
cornwall
Country
Elephant
Fully Comp
Exhaust, Wheels + suspension
21
Cornwall
3 Years NC
0 points

£540 - Was £800 odd last year
 
S

S15Gal95

Guest
Hey,

I'm with Need to Insure and they cover all modifications except Nitrous I'mreally happy with them you should give them a try!
 
Joined
20 June 2014
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227
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Location
Merseyside
Country
Just had my renewal off Flux...£504!
Happy with that tbh, that's all mods declared and fully comp with 6 years NCB.

Not sure there is any point trying to get a better price.
 
Joined
2 October 2013
Messages
28
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Location
northampton
Country
red star equity
fully comp
all mods engine build audio wheels body etc. agreed valuation
24
northampton
6 years no claims
£505
 

chr

Joined
3 May 2015
Messages
2
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Location
North East, UK
Country
Adrian Flux
Fully Comp
Exhaust, wheels, coilovers, interior changes, turbo timer etc.
23
Darlington
2 years no claims
£800ish


Had to get a silly immobilizer fitted though. The north east isn't that bad :D
 
Joined
16 September 2012
Messages
79
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Location
Middlesbrough, England
Country
Insurance company: Adrian Flux
Third party or fully comprehensive: Fully Comprehensive
Modifications declared: HKS Exhaust
Age of driver: 29
Location: Middlesbrough (one of the better parts of the town but still a high-risk postcode)
NCB: 2 years
Penalty points: 0
1x claim (in 2012)
Cost of insurance per year: £580 (paying monthly, I forget what it was if you paid annually) + £400 excess.

It only dropped this year, before this I was paying around £850.
 
Joined
24 May 2016
Messages
6
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0
Location
Plymouth
Country
Aviva
Fully comp (switched from my Mx5)
No mods to declare yet
22 years old
Cornwall
4 years no claims
£500- £800 excess
 

brillo

Joined
21 April 2011
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48
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6
Location
Kent
Country
Hi Just done the Annual Insurance ring round and thought I would post my recent experience, I tried many companies and all were expensive to my mind. I then tried a couple recommend on the owners club site and were surprised to find the best deal available today was through A Plan and was less expensive than Footman James, Prestige, Adrian Flux, Carol Nash and my present insurer Via Keith Michaels. It took into account My SP30 and the modifications on the car.

I am not guaranteeing that they will be cheaper but thought I would Pass it on as they were so helpful and saved me some cash.


The person I dealt with was Elizabeth Dance on 01635 874636.


Hope this helps someone


It cheered me up anyway
 
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