Push them to do it cheaper! That is exactly what I have now with Admiral. Multicar with an S15 and a Mk7 Fiesta. S15 mods are wheels, interior, suspension and exhaust. Premium is under £900 in a good post code area, both cars garaged. 1k still isn't bad at all though, I suppose I am a year older which may bring it down a little bit.I'm 23 with 6 Ncb and my spec r was 1k with wheels, full aero kit, and cat back declared and that's with admiral. This April they said they will do me a multi car policy for it and my mk7 fiesta for 1k and give me an am extra years Ncb so in April I will have 8 years instead of 7